Practice Areas Merchant Cash Advance

We provide a strategic approach to navigating the merchant cash advance (MCA) industry by combining our experience in advising traditional financial services providers and our knowledge of the regulatory landscape impacting MCA providers. All agreements prepared for funders are designed by balancing enforceability with regulatory sensitivity, with the goal of ensuring that our clients remain competitive, but protected. We also advise MCA providers on state and federal regulatory frameworks, including licensing requirements and enforcement trends from regulatory bodies.

We advise MCA providers at every stage of growth – from early-stage funders seeking to scale operations, to mature firms expanding into new markets, acquiring competitors or institutionalizing their platforms. For an MCA provider seeking to raise capital through an investment vehicle, we design a fund that complements its current operational structure to act as a syndication partner or lender to the MCA provider. Establishing a fund is a transformative step for an MCA provider that requires precision in legal structuring, foresight in compliance and a deep understanding of how securities laws integrate with the MCA industry. Our team is well-equipped to assist you in launching a compliant, market-ready investment fund that attracts capital while preserving manager control.

As regulatory scrutiny increases and default-related litigation grows, our litigation team has extensive experience in defending MCA providers in these complex disputes. We assist clients in securing and enforcing judgments, structuring payment plans and pursuing other legal remedies in cases of merchants defaulting. Our multidisciplinary team provides clients with cutting edge solutions and comprehensive legal counsel.